Phone calls from "police," messages from a "director," and even home visits impersonating the KGB—scammers are reaching a new level, using artificial intelligence and leaked databases. How do criminals know everything about us, from our home address to our place of work? How can we protect our money and avoid falling victim to cyberattacks? Digital security expert Mikalai Kvantaliani explains how modern fraudulent schemes work and why the key weapon against them is a pause.